Blog

  • Rule of 55

    This article in Forbes describes a not very well known rule that allows an early retiree to access tax-advantaged retirement funds at 55 instead of 59 1/2. You can access the funds in the 401(k) (or analogous) plan of your last employer if you’ve left that job and are not working. So you could do a reverse rollover of your IRA into your employer’s 401(k) account, then leave your job and access all that money penalty-free.

    A side effect of that reverse rollover would be that if you have no money in a traditional IRA, you can make a post-tax IRA contribution and roll it over to a Roth IRA tax-free.

  • Work or Not Work?

    This is a blog and community dedicated to the inquiry of retirement. It was created initially for people engaged in the thought of retirement in the relatively near future, but will hopefully be a place for those at any point in the journey, from work years through to retired years.

    Please join in the forums, and let us know of any great articles or thoughts that we can include in the blog.

    Welcome and thank you!